Networth February 2013

Up and down

Up and down

Well, I skipped January I guess. I still kept track of everything in YNAB of course! I didn’t fill in the increase/decrease percentages. Lazy I suppose. My networth dropped back down under the $45k mark which is a bit of a bummer and $500 has gone missing from my emergency fund (listed as FU money). I’m really not surprised because I bought a couch and adopted a dog (and spent almost $600 in supplies and on the adoption) all on top of losing 40% of income… It only makes sense that I ended up eating into the emergency fund.

A couch was probably not the best thing to spend my money on shortly after losing income but it was a boxingday sale and I have never ever in my life bought a new couch and have bought very little furniture for my house so far so it was a splurge but I’m happy I did it! (I posted pics on Twitter)

The best news since my last networth update is that my mortgage dipped below $47k! If you have a mortgage you know how tediously slow that balance tends to drop if you don’t make regular extra payments so I’m quite proud of this tiny victory! My focus for March will be to work on getting my savings back up and at minimum put back the $500 I took from my emergency fund these past two months.

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1 Comment

  1. Nice table. Reminds me of accounting class, A=L+C. It's okay to splurge once in awhile, especially if you got what you wanted for a good deal 😀 Good luck with your savings moving forward.

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