No longer doing the cheque-to-cheque dance

It happened only very recently that I realized things aren’t as tight around here anymore. I realized,  I could survive missing a pay cheque!

Peanuts!

This doesn’t mean there’s much money in my bank account, in fact it’s mostly sitting at $0 because I dump every extra penny on my student loan when I get the chance rather than making monthly payments… BUT still, I’m going to be okay.

I was talking with my mom about wanting to buy a bike and she asked if I had money enough to do that, I said hells-yeah! It’s called Dave’s total money makeover! (Well, and this blog but that’s a bit of a secret that I don’t want to tell her about) And I just grinned at her, she smiled.

I was trying to find a previous post in which I wrote about this, I think I said that I was getting close to this point, can’t find the post though. Oh well.  I’m pretty happy about it but I do still feel a bit scared of falling back into old, bad habits as I’ve been at this point before.  I feel happy, hesitant about the future but optimistic.

Tell me what hurdles you’ve cleared this week…

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7 Comments

  1. It is these milestones we have to be really excited about and should be. Not having to live paycheck to paycheck is a great accomplishment. Congratulations on your hard work.

  2. Congrats! I, too, have reached the point where I could miss a paycheck without losing my shirt. It’s definitely worth celebrating!!!

  3. Breaking away from the paycheck-to-paycheck mode is awesome! Go you! I managed to survive the loss of 2 paychecks in September (as in manged to squeak thru paying the bills and didn’t get put out into the street!) but it really messed up my next few months as I had to scramble to adjust.

    I’m waiting for the day that i have enough of a reserve (and no debt) so that I could go w/out a check w/out the scrambling after!

    • Ouch it sucks that that happened to you, now that we are on this path though we can look to the future confidently because at least we have the knowledge to handle this type of crap coming our way. Good luck!

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