November was a great month, I worked hard… I almost DOUBLED the goal I had for my savings account! Quite happy with that! I’m not expecting December to be similar because of the amount of expenses that are coming up; property tax, Christmas gifts, more vehicle repairs and snow removal. Yikes.

Actuals
– $600 combined savings Done! 
$1115.60 in combined savings as of November 30th!!
$200 to Student Loan  Done!

For next month I would like to achieve the following:
– $300 to Student Loan
– $350 additional savings
– $100 extra mortgage PYM

I’ve got my budget all worked out to the penny so I should be able to hit my goals no problem, the only thing that could put a kink in my plans would be a) some serious urgent home repairs or b) my car breaks down and must be fixed before January. I don’t have the repair budgeted ’till January so I’m going to try and use my car as little as possible to last until next month. (garage says it’s okay by the way, not going to blow up the engine or anything) Whew!

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