Remember those property taxes I’ve talked about before? … those were due in March and then again in August, oh and they’re due again in November!
Did I get that right?
I received a reminder notice in the mail (with my address crossed out) that my property taxes were overdue and now accruing interest (18%, of course) Yikes! I used to pay my property taxes with the mortgage, after about a year and a half of that I realized that I would be better off saving the money myself and getting interest on it, then paying the taxes as they come due. I think that somewhere between me and the bank wires got crossed and I came to the assumption that the tax was paid yearly. Oh how wrong was I!
My property taxes are paid in three yearly instalments. Since I stopped the bank in February I have missed two payments. I am not a person to pay my bills late so how could this be?
Well… the taxation office was addressing the letters to my name @ rural region @ city. If you have half a brain you realize that the mail is never going to get anywhere because the postoffice will have no idea where in this rural region I actually live… like… what road and what number. Since the taxation office does know what property they are taxing me for this is a REALLY stupid mistake on their behalf. It is also really stupid of me to not look into this and get a concrete due date after switching from paying it through the bank!
I must now send off $435.94 in property taxes that I don’t have (yet). Now it would be really awesome if my emergency fund was fully funded, but alas it only contains $405.00… close enough, I can come up with the other $50 bucks but it’s still sour that I’m now going into winter with a depleted emergency fund.
But hey…. at least the bills are paid.
I hope I am not the only person who’s done stupid stuff like this… do you ever read Dave Ramsey’s page where people post stories of their ‘stupid tax’? This is a pretty classic example of stupid tax, literally and figuratively! Tell me yours!